Currently, fixed deposits from US banks should only generate at a rate of 0.1% to 0.5% a year with the US entering a zero interest rate era like Japan.
Although the Dow Jones index is rising on average, the increase is limited to certain stocks and most are showing little change or facing declining conditions.
In comparison, products with Crown Holdings are contracted on a high-interest rate, dollar basis and are not adversely affected by fluctuating exchange rates or interest rates.
Currently, there is high demand for loans in Korea and supply is limited substantially.
Therefore, high-interest lending is possible. When Crown Holdings provides loans, we hold collateral rights and secure co-signing from a guarantor.
We only lend 30~40% of the accepted collateral value so even in the worst case, disposal of collateral to recoup value is very easy.
Thus, we take pride in providing safe loans compared to other financial institutions.
Crown Holdings is a comprehensive financial company delivering consistent financial solutions and provides services to consumers, corporations,
and business owners.
We are in the business of lending much needed capital to our clients.
Based on know-how accumulated through 35 years of experience, we only lend to people or companies who pass a strict evaluation process.
Once the pending loan amount is appropriately awarded (based on the customer’s debt capability and collateral value), an optimized program is established.
Furthermore, we invest in the sectors we know best to perform, concurrently alleviating any risky involvement concerning investors’ capital
Please refer to the next <Loan Product> for our specific lending strategies.